Who could qualify for a second stimulus check? Here’s how eligibility could changeDecember 19, 2020
The continuing negotiations for awith a seem to hint at some potentially drastic changes to qualifications, compared with the first direct payment. For example, one key requirement could change to the advantage of some . Another shift under consideration would lower the total amount could bring to households. Ultimately, eligibility and the size of your go hand in hand.
A The Washington Post and others, with no cap on how many family members could count toward the household’s . That’s half of the $1,200 maximum allotted in the first stimulus payment last spring.is still in the works, but Congress could now send $600 to each eligible adult and dependent, according to
To learn what may happen to stimulus eligibility now, keep reading — and here’s what we know about the potential for a. This story was recently updated.
A second stimulus check could redefine who is a dependent
The CARES Act capped eligibleat age 16 and younger, but the new might let a dependent of any age qualify for the proposed $600 that goes toward the family’s check. That means families that support older kids — like college age students — dependents over 16 with disabilities and could potentially see more people in their household qualify if that proposal is adopted.
It could raise the amount of money for each dependent
Giving dependents more than the $500 apiece issued in the CARES Act has been a discussion point for months. A White House proposal from October kept the definition of a child dependent, but increased the sum per individual to $1,000 on the final household check. The current proposal would set the amount at $600, if approved. (Here’s.)
Who could qualify for a second stimulus check
|Qualifying group||Likely to be covered by the final bill|
|Individuals||An AGI of less than $99,000 (Same as CARES)|
|Head of household||An AGI of less than $146,500 (Same as CARES)|
|Couple filing jointly||An AGI less than $198,000 (Same as CARES)|
|Dependents of any age||No limit (HEALS proposal; up to 3 in Heroes)|
|US citizens living abroad||Yes, same as CARES|
|Citizens of US territories||Likely, with payments handled by each territory’s tax authority (CARES)|
|SSDI and tax nonfilers||Likely, but with an extra step to file (more below)|
|Uncertain status||Could be set by court ruling or bill|
|Incarcerated people||Excluded under CARES through IRS interpretation, judge overturned|
|Undocumented immigrants||Qualifying “alien residents” are currently included under CARES|
|Disqualified group||Unlikely to be covered by the final bill|
|Noncitizens who pay taxes (ITIN)||Proposed in Heroes, unlikely to pass in Senate|
|Spouses, kids of ITIN filers||Excluded under CARES, more below|
|People who owe child support||Included in Heroes proposal, but excluded under CARES|
People who owe overdue child support could be eligible
The Democrats this summer pushed to let a parent who owedreceive a payment; the original CARES Act allowed the government to .
Incarcerated people could immediately get checks
After months of back and forth, A Republican plan this summer would’ve excluded the payments.and eligible for a payment.
Noncitizens who pay taxes might meet new requirements
The CARES Act made a Social Security number a requirement for a payment. Other proposals would’ve expanded the eligibility to those with an ITIN instead of a Social Security number because they’re classified as A Republican plan this summer would’ve excluded those with an ITIN..
Could the income limits be similar in a second stimulus payment?
Under the CARES Act, here are the income limits based on yourfor the previous year that would qualify you for a stimulus check, assuming you met all the other requirements. (More below for people who don’t normally file taxes.) The current proposal in front of Congress would stick to the guidelines set out in the CARES Act for income.
- You’re a single tax filer and earn less than $99,000.
- You file as the head of a household and earn under $146,500.
- You file jointly with a spouse and earn less than $198,000 combined.
How do my taxes affect how much I could get? What if I don’t file taxes?
For most people,. For example, the most important factor in setting income limits is , which determines how much of the total amount you could receive, be it $600 or $1,200 for individuals and $1,200 or $2,400 for married couples (excluding children for now).
Ourcan show you how much money you could potentially expect from a second check of $1,200, based on your most recent tax filing. Read below for your eligibility if you don’t typically file taxes.
What retired and older adults should know, too
Many, received a first stimulus check under the CARES Act, and would likely be eligible for a second one. For older adults and retired people, factors like , , your pension, if you’re part of the (more below) and whether the IRS considers you a dependent would likely affect your chances of receiving a second payment.
If I share custody or owe child support, does that affect eligibility?
Due to a specific rule, if you and the other parent of your child dependent alternate years claiming your child on your tax return, youin your first stimulus check, and in the second if that rule doesn’t change.
If you owe child support, your(the amount you owe).
I haven’t submitted my federal tax return for the past two years (at least). Can I still get money?
People who weren’t required to file a federal income tax return in 2018 or 2019 may not have been required to file:under the CARES Act. If that guideline doesn’t change for a second stimulus check, this group would qualify again. Here are reasons you might
- You’re over 24, you’re not claimed as a dependent and your income is less than $12,200.
- You’re married filing jointly and together your income is less than $24,400.
- You have no income.
- You receive federal benefits, such as Supplemental Security Income or Social Security Disability Insurance. See below for more on SSDI.
With the first stimulus check, nonfilers needed to provide the IRS with some information before they could receive their payment. (If you still haven’t received a first check even though you were eligible, the IRS said you can claim it on your taxes in 2021.) who may’ve fallen into this category but who haven’t requested their payment. Those in this group can claim their payment on next year’s taxes.
I’m part of the SSI or SSDI program. Do I qualify for a stimulus check?
Those who are part of the Direct Express card, which the government typically uses to distribute federal benefits, but through a non-Direct Express bank account or as a paper check. SSDI recipients can file next year to request a payment for themselves and dependents.under the CARES Act. Recipients wouldn’t receive their payments via their
For more, here’s what we know about the. We also have information on , and what to .