This is how soon the next stimulus check could arrive, depending on who you areFebruary 23, 2021
Ais coming as part of a . That seems nearly certain. And a political puts the first major milestone, a vote in the House of Representatives, on track for Friday or Saturday, a move that brings the closer to reality.
However, the list of unknowns is still long, including how theand other factors could change when you get your check compared to other people. We know from the that the IRS uses three payment groups, and that the one you’re in could change from the previous round. We also know some groups of people, for example, , could receive their funds a different way altogether, and how long you’d have to wait for your stimulus check to arrive if there’s a problem with your delivery.
Brand new this past week, we got a glimpse into when the IRS will need to complete sending the, so we’ll go over that, too, as well as two possible timelines for when checks could begin to arrive. For more details, here’s how the could , and , or . This story was updated with new information.
Will the IRS send stimulus checks in waves? That’s likely
The IRS organized the first two stimulus checks according to payment groups, withrecipients the first in line, followed by people receiving and then . Using the timeline from the second payment, we can take an educated guess as to when the IRS could start sending the first checks for each group.
We also know that Democrats, who hold the majority in Congress, have a goalpost of March 14 to pass the— this is the date . We also factor in what happens if the timeline slips a week. For example, if the bill passes the House and the Senate makes substantial changes, it would go back to the House for a vote.
Complicating matters, theat the same — more on that below. Keep in mind, it could take weeks for the IRS to process every group’s funds, so consider the possible dates below as just a starting point. We refresh this timeline as the situation evolves.
When could the next stimulus check possibly arrive?
|Stimulus check passes Congress||Friday, March 12||Monday, March 22|
|Stimulus bill signed into law||Sunday, March 14||Tuesday, March 23|
|First direct deposit check sent||Week of March 22||Week of March 29|
|First paper checks sent||Week of March 29||Week of April 5|
|First EIP cards sent||Week of April 5||Week of April 12|
|IRS deadline to finish sending checks||Dec. 31, 2021||Dec. 31, 2021|
|Claims for missing stimulus money open||May 3||May 3|
Which payment group you could be in, and why it might change
When you get your stimulus money would likely depend on how you get it. That was largely true with the first two checks (there are always some exceptions) and is expected to play out similarly the third time around. deposits going to temporary accounts that were rejected by banks.typically get their stimulus money faster, as evidenced by how the government handled the first two rounds of payments in March and December. But both times there were issues involving
The IRS told CNET in January that some people who received a physical check orthe first time may get paid by the other method the second time around. And, anecdotally, we’ve heard of people who received direct deposit payments the first time finally getting an EIP card in the mail — and not an electronic bank transfer — weeks after the IRS tool said the payment was issued.
While you won’t have the final say in how you get your payment, we recommend signing up forwhen you submit your , if you . If you already have an account, make sure your details are correct. We also suggest you try to . While you can (you’d still have to pay taxes owed now,) whether that will help or hurt you may get a little complicated.
The other payment groups loosely defined (by us) include Social Security beneficiaries who received payments a different way the first time if they’re part of the, and people with more complex scenarios that could lead to potential . People in different are one example we’ve seen, as are and people with .
How tax season complicates a potential third stimulus check
Since ais likely to drop in the (taxes are ), the IRS may have to based on the most recent tax filing it has. That would be your , or 2019 taxes if the check is ready before your tax return is. This could also . (Learn more about some of the .)
If you’re owed money, you latest proposal (PDF) under consideration. Filing for a in a way that could be different if the itself., until you file your 2021 taxes in 2022, according to the
By mid-March, tens of millions of Americans may have already received their tax refunds, which could make it tricky for the IRS to straighten out problems or redact refunds after issuing.
Can you get your check delivered faster?
There may be, assuming the stimulus bill is approved. For example, signing up for with your 2020 tax return would put you in the priority category for a third stimulus payment.
If you’ve. Here are our other suggestions for how people can make it more likely they’ll . Note that there could be some that may not apply to a possible third stimulus check.
What’s the IRS deadline for sending out third payments?
The Jan. 15 deadline for the second stimulus check approved in December was written into the text of the bill without explanation. Anyone who didn’t receive all or part of their second payment must claim it as part of the IRS’to get the funds owed — even if they have .
The latest proposal (PDF) would give the IRS a Dec. 31, 2021 cutoff to complete sending out the third stimulus checks.
More details these groups should know about stimulus checks
Stimulus checks aren’t necessarily a one-size-fits-all situation. Here are our guides for:
Here’s, including what to do if you ran into problems with .