Stimulus checks, SSDI, SSI: Will you qualify for a third payment, and everything else to knowFebruary 26, 2021
Acould be just around the corner. If you receive Social Security Disability Insurance or Supplemental Security Income benefits, you might be wondering if you’ll be of , including your — a from the . We won’t have definite answers until a final bill is passed, but from what we know now, the answer is likely yes. (Here’s .)
Tomorrow, the House of Representatives plans to vote on a most recent proposal (PDF) remain the same, people who are part of the SSDI and SSI programs for a payment. However, there could be some overall changes to the payments — and if you stopped or started receiving SSI or SSDI in 2019 or 2020, your situation could ., aiming to pass it into law by mid-March, when . If the House approves (which is highly likely), it will move on to the Senate for another vote. And if all of the details in the
Any changes made before the bill becomes law could affect yourand . We’ll explain what to do to — even if — and can help answer how your third payment might arrive. This story was recently updated.
SSI and SSDI recipients: Third stimulus check eligibility rules
While the details are still being completed, it seems likely that people who receive SSI and SSDI will once again automatically qualify to receive a, as they did for the first and second round of payments.
For the first two rounds, those individuals were eligible so long as they had a Social Security number and weren’ton someone else’s tax return, and so long as their household income didn’t exceed the threshold set ($75,000 single, $112,500 head of household, $150,000 married).
President Joe Biden’s, however, , including and . It would also increase the amount allotted for those dependents to . Congress is also debating — it’s possible that the income threshold will lower, so , while others could get less or none at all.
Those receiving Railroad Retirement and Veterans Affairs benefits also should automatically qualify for a payment, as they did in the first and second round.
When might a third stimulus payment arrive?
Other than theand , here are some other things you might like to know about how a so far:
- The first checks could go out in March. When you get a .
- The IRS and Treasury would use your previous information on file to automatically send you a check.
- The Treasury would “conduct outreach to this proposal (PDF). to inform them of how to file” for their third payment, if extra information is needed, according to
- Any missing payment from a third check would be paid out as part of tax season 2021, a year from now. You would likely have to file a tax return to claim it, if the IRS were to follow the same pattern for missing stimulus check money as now (more below).
How would my third stimulus check get to me?
Most SSI and SSDI recipients didn’t receive their first payments via their Direct Express card, though this is usually what the government uses to distribute federal benefits. Instead, the payment arrived through a non-Direct Express bank account or as a paper check, if you didn’t have your bank account information on file with the IRS.
For the second round of payments, the IRS said on its website that SSI and SSDI recipients should have gotten their stimulus check money the same way they received their first stimulus checks, possibly faster, as the IRS already has the payment system set up. People who received the first round of payments via Direct Express should have received the second payment the same way, according to the IRS. It’s likely that the same will be true of a third check, if one is sent out (here’s).
If you receive SSI but not Social Security benefits, and did not file for taxes in 2019, the IRS will automatically send your payment the same way you normally receive your SSI benefits, such as by , Direct Express card or .
Dependents could get more money than ever in a third round of payments
For the second stimulus check, as long as your children were, they would contribute $600 toward the final total of your household’s second stimulus check. You can use our to figure your family’s total estimate.
Under the CARES Act, qualified people with dependents age 16 or younger were eligible for up to $500 per child dependent, but not everyone.
The proposedwould make dependents of all ages eligible for up to $1,400 that would apply to the household’s total payment, not just children under 17. That would include and college-age children as well.
Here’s who the IRS counts as an.
If you’re missing money from the first two checks and you don’t file taxes, read this
According to the IRS, people who receive Social Security retirement, SSDI, SSI and Railroad Retirement benefits, as well as Veterans Affairs beneficiaries, were automatically eligible for the first two payments. If you receive these federal benefits as your only form of income, you in 2018 or 2019. Under the CARES Act passed in March 2020, you should have received a stimulus check automatically (no need to file a simple tax return, as the IRS had originally said).
If that money didn’t arrive, it’s possible youfor or to pay a specific kind of creditor, but the rules changed with a second check. However, an , or that the IRS needed more information about your eligibility.
To receive your money now, you’ll need to claim the additional amount, using the . Even , you will have to do so to get those funds.
In some cases — like if you, but you never actually got the money — you may need to .
How to claim missing stimulus check money for your dependents
If you used the IRS’ Non-Filers tool from May 5 through Aug. 15 of 2020, the IRS should’ve automatically issued the catch-up payment for your dependents in October 2020. If you received your, you should’ve gotten the catch-up payment the same way. Others would have received it in the mail.
If you filed for your missing dependent money by Nov. 21, 2020, the payment should have arrived by the end of 2020 in the same way you received your first payment (likely direct deposit or by mail). If you missed the deadline, your check should be included, if you file for a Recovery Rebate Credit.
To check the status of your or your dependent’s payment,.
If I’m an SSI or SSDI recipient but don’t currently reside in the US, what do I need to know?
If you’re a Social Security beneficiary with a foreign address whose monthly benefit is deposited in a foreign bank account, you’ll receive your stimulus payment as a check in the mail. (The IRS doesn’t usually deposit money into foreign banks.) The IRS planned to start sending the first raft of checks to those recipients at the end of July 2020.
If you live abroad but receive your monthly benefits through a US bank, you should have received your first payment by direct deposit to that account by the end of July as well. It isn’t clear what will happen to this group with the second check, but if it wasn’t distributed by Jan. 15, it will have to be claimed as part of a tax return. Find out.
Here’s everything else we know aboutso far, .