SSI, SSDI and third stimulus checks: Eligibility, when and how your payment will arriveMarch 18, 2021
The IRS isout the first wave of to and families with on file with the agency — . But if you’re a recipient of Supplemental Security Income or Social Security Disability Insurance benefits, you may not get your check during the first wave. We’ll help answer questions you have about when to expect your and more.
New rules that could change the amount of money you receive accompany the new stimulus checks, from expandedand other broader qualification changes. These modifications could help you , especially if the last-minute affected you. Also, here’s how the .
Other details, however, are more complex — for example, if you stopped or started receiving SSI or SSDI in 2019 or 2020, your situation could. We’ll explain how to — even if — and can help answer how your third payment might arrive. This story was recently updated.
When will I get my third stimulus payment if I’m in either the SSI or SSDI program?
On Friday, the IRS said a payment date for those who receive Social Security and other federal benefits “will be announced shortly.” The Social Security Q&A webpage for the third stimulus payment says it will add helpful questions and answers to the page soon.
Here’s what we know about the general timeline for:
SSI and SSDI: The third stimulus payment eligibility requirements
In the just-approved, people who receive SSI and SSDI will once again to receive a , as they did for the first and second round of payments.
For the first two rounds, those individuals were eligible so long as they had a Social Security number and weren’ton someone else’s tax return, and so long as their household income didn’t exceed the threshold set ($75,000 single, $112,500 head of household, $150,000 married).
The new bill that authorized the third check, including and . It also increases the amount set aside for those dependents to . Another change: This time around, than they were in the first two rounds, meaning that single taxpayers who earn $75,000 or less per year will be eligible for the full amount, while those who earn more than $80,000 per year won’t get any money. That means , while .
Those receiving Railroad Retirement and Veterans Affairs benefits also automatically qualify for a payment, as they did in the first and second round, the IRS said.
How will my third stimulus payment be delivered to me?
The IRS said it is adjusting how it will make payments to those who receive some federal benefits with the third check.
Most SSI and SSDI recipients didn’t receive their first payments via their Direct Express card, though this is usually what the government uses to distribute federal benefits. Instead, the payment arrived through a non-Direct Express bank account or as a paper check, if you didn’t have your bank account information on file with the IRS.
For the second round of payments, the IRS said that SSI and SSDI recipients should have gotten their stimulus check money the same way they received their first stimulus checks. People who received the first round of payments via Direct Express should have received the second payment the same way, according to the IRS.
However, with the third check, the IRS said Social Security and other federal beneficiaries will likely receive the new payment the same way as their usual benefits, noting it will announce a payment date for this group shortly.
Dependents will qualify for more money than ever with the third round of checks
For the first stimulus check under the CARES Act, qualified people with dependents age 16 or younger were eligible for up to $500 per child dependent, but not everyone. For the second stimulus check, as long as your children were , they contributed $600 toward the final total of your household’s second stimulus check.
Thechanges the rules, and makes for that will apply to the household’s total payment, not just children under 17. That includes and college-age children as well.
Here’s who the IRS counts as an.
If you’re still missing money from the first two stimulus checks and don’t file taxes, here’s what you’ll have to do
According to the IRS, people who receive Social Security retirement, SSDI, SSI and Railroad Retirement benefits, as well as Veterans Affairs beneficiaries, were automatically eligible for the . If you receive these federal benefits as your only form of income, you in 2018 or 2019. Under the CARES Act passed in March 2020, you should have received a stimulus check automatically (no need to file a simple tax return, as the IRS had originally said).
If that money didn’t arrive, it’s possible youfor or to pay a specific kind of creditor, but the rules changed with a second check. However, an , or that the IRS needed more information about your eligibility.
To receive your money now, you’ll need to claim the additional amount, using the . Even , you will have to do so to get those funds.
In some cases — like if you, but you never actually got the money — you may need to .
The IRS said you can create and then check an IRS account to see more information on the first two payments.
How to claim missing stimulus money for your dependents
If you used the IRS’ Non-Filers tool from May 5 through Aug. 15 of 2020, the IRS should’ve automatically issued the catch-up payment for your dependents in October 2020. If you received your, you should’ve gotten the catch-up payment the same way. Others would have received it in the mail.
If you filed for your missing dependent money by Nov. 21, 2020, the payment should have arrived by the end of 2020 in the same way you received your first payment (likely direct deposit or by mail). If you missed the deadline, your check should be included, if you file for a Recovery Rebate Credit.
To check the status of your or your dependent’s payment for the first or second payment, you can check your IRS account.
If you’re an SSI or SSDI recipient who doesn’t reside in the US, here’s what you need to know
If you’re a Social Security beneficiary with a foreign address whose monthly benefit is deposited in a foreign bank account, you should receive your third stimulus payment as a check in the mail. (The IRS doesn’t usually deposit money into foreign banks.)
If you live abroad but receive your monthly benefits through a US bank, you should have received your first two payments by direct deposit to that account. If you still haven’t gotten your money, it will have to be claimed as part of a tax return. Find out.
Here’s everything else we know about, including how to .
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