SSDI, SSI and the third stimulus check: Eligibility, claiming missing money and moreMarch 10, 2021
Acould get approved this week, as the is expected to pass in its final form on Wednesday and go on to President Joe Biden’s desk to be signed into law. If all stays on track, that means you could see your as soon as . If you receive Social Security Disability Insurance or Supplemental Security Income, you may have questions abut this third stimulus check and — and maybe still are trying to from the as well.
For example, how are the rules for, as well as the ? What could help you and would affect you at all? How else would the ?
Not everything is straightforward; for example, if you stopped or started receiving SSI or SSDI in 2019 or 2020, your situation could. We’ll explain how to — even if — and can help answer how your third payment might arrive. This story was recently updated.
SSI and SSDI: Third stimulus check eligibility rules we know right now
While the details are still being completed, it seems likely that people who receive SSI and SSDI will once again automatically qualify to receive a, as they did for the first and second round of payments.
For the first two rounds, those individuals were eligible so long as they had a Social Security number and weren’ton someone else’s tax return, and so long as their household income didn’t exceed the threshold set ($75,000 single, $112,500 head of household, $150,000 married).
The, however, , including and . It would also increase the amount allotted for those dependents to . In the version of the bill that passed the Senate last week, than they were in the first two rounds, meaning that single taxpayers who earn $75,000 or less per year will be eligible for the full amount, while those who earn more than $80,000 per year will not get any money. That means , while .
Those receiving Railroad Retirement and Veterans Affairs benefits also should automatically qualify for a payment, as they did in the first and second round.
When will my third stimulus payment arrive?
Other than theand , here are some other things you might like to know about how a so far:
How would my third stimulus payment arrive?
Most SSI and SSDI recipients didn’t receive their first payments via their Direct Express card, though this is usually what the government uses to distribute federal benefits. Instead, the payment arrived through a non-Direct Express bank account or as a paper check, if you didn’t have your bank account information on file with the IRS.
For the second round of payments, the IRS said on its website that SSI and SSDI recipients should have gotten their stimulus check money the same way they received their first stimulus checks, possibly faster, as the IRS already has the payment system set up. People who received the first round of payments via Direct Express should have received the second payment the same way, according to the IRS. It’s likely that the same will be true of a third check (here’s).
If you receive SSI but not Social Security benefits, and did not file for taxes in 2019, the IRS will automatically send your payment the same way you normally receive your SSI benefits, such as by , Direct Express card or .
Dependents could get more money than ever in a third round of payments
For the first stimulus check under the CARES Act, qualified people with dependents age 16 or younger were eligible for up to $500 per child dependent, but not everyone. For the second stimulus check, as long as your children were , they contributed $600 toward the final total of your household’s second stimulus check.
The proposedchanges the rules, and makes for that would apply to the household’s total payment, not just children under 17. That would include and college-age children as well.
Here’s who the IRS counts as an.
Still missing money from the first stimulus two checks and don’t file taxes? Here’s what to do
According to the IRS, people who receive Social Security retirement, SSDI, SSI and Railroad Retirement benefits, as well as Veterans Affairs beneficiaries, were automatically eligible for the first two payments. If you receive these federal benefits as your only form of income, you in 2018 or 2019. Under the CARES Act passed in March 2020, you should have received a stimulus check automatically (no need to file a simple tax return, as the IRS had originally said).
If that money didn’t arrive, it’s possible youfor or to pay a specific kind of creditor, but the rules changed with a second check. However, an , or that the IRS needed more information about your eligibility.
To receive your money now, you’ll need to claim the additional amount, using the . Even , you will have to do so to get those funds.
In some cases — like if you, but you never actually got the money — you may need to .
How to claim missing stimulus check money for your dependents
If you used the IRS’ Non-Filers tool from May 5 through Aug. 15 of 2020, the IRS should’ve automatically issued the catch-up payment for your dependents in October 2020. If you received your, you should’ve gotten the catch-up payment the same way. Others would have received it in the mail.
If you filed for your missing dependent money by Nov. 21, 2020, the payment should have arrived by the end of 2020 in the same way you received your first payment (likely direct deposit or by mail). If you missed the deadline, your check should be included, if you file for a Recovery Rebate Credit.
To check the status of your or your dependent’s payment,.
If you’re an SSI or SSDI recipient who lives outside the US, here’s what to know
If you’re a Social Security beneficiary with a foreign address whose monthly benefit is deposited in a foreign bank account, you’ll receive your stimulus payment as a check in the mail. (The IRS doesn’t usually deposit money into foreign banks.) The IRS planned to start sending the first raft of checks to those recipients at the end of July 2020.
If you live abroad but receive your monthly benefits through a US bank, you should have received your first payment by direct deposit to that account by the end of July as well. It isn’t clear what will happen to this group with the second check, but if it wasn’t distributed by Jan. 15, it will have to be claimed as part of a tax return. Find out.
Here’s everything else we know aboutso far, .
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