New stimulus check requirements: Qualifications have changed. Here’s what we knowMarch 4, 2021
Now that the Senate has taken the wheel of the, we’re starting to see amendments to the House’s version of the bill — — including changes to who qualifies for the of up to . So far, the Senate hasn’t made any changes to qualifications for and families with .
We now know the” than we originally thought, which or even . However, you could still than you did with the ( could also bring your family more money). But be aware that your eligibility could be affected by whether the IRS will use your .
We have a clearer idea now of how your, or AGI, could change your payment, as well as your , , and . And we have the information and people with need. While you wait for the Senate to sign off on details, here’s how to (or ). In the meantime, here’s everything we know about eligibility and your stimulus money. This story is frequently updated.
More people could qualify for the third check, based on the House-approved bill, but Senate changes leave others out
The proposal now with the Senate would keep the income limit for individuals and families who’d qualify for a full stimulus payment the same as it was for the first two rounds of checks. The Senate, however, may change the upper cap for who would no longer receive any money.
Third stimulus check: Proposed qualifications
|Qualifying group||What’s proposed|
|Individuals||An AGI of less than $80,000 to qualify for any payment amount|
|Head of household||An AGI of less than $120,000 to qualify for any payment amount|
|Couple filing jointly||An AGI less than $160,000 to qualify for any payment amount|
|Dependents of all ages||$1,400 apiece, no cap — but only if guardians make under the above limits|
|Families with mixed US citizenship||Provided they meet other qualifications|
|US citizens living abroad||Yes, same as first two checks|
|Citizens of US territories||Yes, same as first two checks, with payments handled by each territory|
|SSDI and other tax nonfilers||Yes, but may require an extra step to claim (more below)|
|Incarcerated people||Initially excluded by IRS interpretation, but now included by court order|
|People who owe child support||Excluded under CARES, but included in second check|
Not covered by law
|Non-US citizens||“Resident aliens” aren’t included|
|Noncitizens who pay taxes||Possibly, depending on “mixed-status” rules (more below)|
Because the your AGI.— $200 more than the — some people who didn’t qualify for any previous stimulus money may actually get a small check this time. Here’s the income limit to qualify for the full amount under this plan, based on
In the first round, single taxpayers earning $99,000 or more received nothing. According to, if a bill passes with the most recent guidelines, a single taxpayer earning $99,000 would again not receive a check. Nothing is final until a new bill is passed and signed into law.
Dependents are still on track to qualify for the entire $1,400 amount
With the second stimulus check, each— age 16 and younger — added $600 each to the household payment. There was no cap on how many children you could claim for a payment. That total increased the amount per child from $500 in the first check, even as the per-adult maximum decreased from $1,200 per adult to $600 in the December stimulus plan.
The new proposal would send $1,400 to dependents in the.
Overall, more dependents of any age could be eligible for a $1,400 payment
Thewould open up eligibility requirements to . Dependents over age 16 didn’t qualify for the first and second checks, but a change here would make college students, and people of any age with certain disabilities entitled to receive money as part of the household total.
That change, if it becomes law, would include roughly 13.5 million adult dependents who weren’t counted before, according to the People’s Policy Project.
Rules for ‘mixed-status’ households may change again once the details are finalized
In the, a US citizen and noncitizen spouse were both as long as they each had Social Security numbers. This has been referred to as a “mixed-status” household when it comes to citizenship. Households with were left out of the first check.
would where just one member has a Social Security number for a . That potentially includes families with citizen children and noncitizen parents.
It’s unclear if these previously excluded groups would receive the maximum amount. As we saw with the second stimulus check, dramatic changes can and do happen in the.
In the CARES Act from March, households with a person whoweren’t eligible to receive a stimulus check, even if one spouse and a child were US citizens.
Noncitizens weren’t eligible to receive the first two checks, but may get one this time
The CARES Act made a Social Security number a requirement for that first stimulus payment. Though other proposals would’ve expanded the eligibility to those with an ITIN instead of a Social Security number because they’re classified as, this group was excluded in the final bill text that authorized a second stimulus check in December as well.
Congress has proposed expanding the qualifications to include all blocking stimulus payments from going to undocumented immigrants. (This has no impact on eligibility for .) While the amendment isn’t binding, it seems unlikely that senators will change their position now that they’re on the record, according to The Hill.— where at least one member has a Social Security number — for a third check. However, on Feb. 4, the Senate passed an amendment
What to know about past-due child support and getting a third stimulus payment
If you owed child support, your(the amount you owed). With the second check, those who to cover past-due payments. It’s unlikely we’ll see the third stimulus check walk this back.
However, one exception seems to be for people who are missing payments of any amount and need to Taxpayer Advocate Service, an independent government agency that works with the IRS. That means that all or part of stimulus money received this way could potentially be seized to pay outstanding debts. The Taxpayer Advocate Service is urging the IRS to keep rebate credits intact.in their taxes. The protection from garnishment laid out in the second check doesn’t extend to catch-up payments made in the Recovery Rebate Credit, according to the
Current law says people who are incarcerated can qualify for stimulus money
After months of back and forth, the IRS was ordered by a federal judge to aren’t excluded from the new law, which means eligibility for this group currently stands. It’s unclear if there will be any more details in the third stimulus check bill, though this is more likely to continue as a matter of interpretation, as it is now.. They
Your next stimulus payment may be based on this if you’re considered an older adult or retired
Many, received a first stimulus check under the CARES Act and are eligible for a second one — and likely a third, too. For older adults and retired people, factors like , , your pension and if you’re part of the (more below) will affect if you receive a stimulus payment.
The third stimulus check could make older adult dependents eligible to receive more money on behalf of the household. Here’s how to determine if you.
Nonfilers have to take an extra step this year: File taxes to get their stimulus checks
With the second payment, the IRS used your 2019 tax returns to determine eligibility.in 2018 or 2019, may under the CARES Act. And this group will qualify again. Here are reasons you might not have been required to file:
If you still haven’t received a first or second check even though you were eligible, you can.
SSI and SSDI recipients should still qualify for stimulus payments
Those who are part of the Direct Express card, which the government typically uses to distribute federal benefits, but through a non-Direct Express bank account or as a . SSDI recipients can file next year to request a payment for themselves and their dependents.under the CARES Act. Recipients wouldn’t receive their payments via their
In the qualified to receive payments, along with Railroad Retirement Board and Veterans Administration beneficiaries. It’s likely that these qualifications would remain the same with a potential third check., these recipients again
Here’s how your taxes and stimulus check eligibility work in unison
For most people,. For example, the most important factor in setting income limits is your , which determines how much of the total stimulus payment you would be entitled to receive. The same will hold true with a third stimulus check.
Stimulus check proposal for income limits
|Full $1,400 per person maximum (based on AGI)||Not eligible (based on AGI)|
|Single taxpayer||Less than $75,000||$80,000 or more|
|Head of household||Less than $112,500||$120,000 or more|
|Married couple filing jointly||Less than $150,000||$160,000 or more|
Here’s what we know about whetheror if it will look at your 2020 tax returns to set your check amount — and what happens if you get too much money or not enough because of it.
For more information, here are thetoday, everything you need to understand about and .